Author Archive
Credit Problems and Poor Credit Can Affect Your Entire Life
Poor credit means more than not being able to get that fancy Jag you always wanted. As a stay at home mom, it is more serious than paying more for auto insurance, or not qualifying for a “preferred” rate on a loan.
Bad credit can affect every aspect of your life, from your living arrangements to [...]
Bankruptcy, When All Else Fails
Bankruptcy can be emotional and embarrassing. You may have a hard time looking your children in the eye, and feel that you have let everyone including yourself down. The main thing is to promise yourself to learn from the experience, and try to change your life so that you don’t end up back in the [...]
Payoff Debt One Debt at a Time
If you are a stay at home mom in debt, and have multiple creditors, you may find yourself making many minimum payments each month just to stay afloat. Statistics show that an American family’s credit card debt of $10,000 will take over 30 years to pay off if only minimum payments are made.
That is an [...]
Getting Out of Debt One Penny at a Time
If you are a stay at home mom burdened by debt, and spend most of your waking minutes worried and stressed about your financial situation, you should know that there are simple ways most families can payoff debt.
It does not happen overnight, but if you work towards this form of debt management, every [...]