Author Archive

Is the Company Pool Car a Genuine Pool Car?

Many company directors and owners of small to medium sized companies feel that there has developed over the past ten years an unjust and ever increasing burden of taxation. There is a lot of evidence to suggest that when people feel they are heavily and unfairly taxed they start to look for ways of getting […]


How to Lower the Maintenance Cost of Your Company Vehicles

There are various ways a company can reduce the maintenance costs of it’s fleet. A maintenance contract is an option that is offered as part of contract hire and personal contract hire. However it is worth considering carefully, if indeed it is worthwhile taking up. Every case is different but often the additional cost is […]


Contract Hire or Personal Contract Hire?

Contract Hire is for companies and Personal Contract Hire is for individuals, there are however circumstances where it is not at all clear as to which route a company director, sole proprietor, or partner should take when acquiring a new car. Certainly if a business is not Vat registered one of the advantages of taking […]


Contract Hire and How to Avoid Some of the Pitfalls

Contract hire is a very straightforward and inexpensive way of running company cars. It couldn’t really be simpler you have fully budgeted costs over a fixed term, off balance sheet borrowing, without the complication of disposing of existing vehicles, when the time comes to renew company cars. Even maintenance can be included in the monthly […]


Fees Associated with Mutual Funds

Mutual funds are divided into three categories with regards to fees, based on how much you will have to pay in charges, and commissions - load funds, low-load funds, and no-load funds. As you might expect, load funds typically charge fees, including commissions and other fees. Low-load funds also charge fees, but typically […]


How Contract Hire Works

Contract Hire enables companies to run their company vehicles without the worry and risks of the capital cost and future vehicle values. Perhaps the simplest way to think of a Contract Hire agreement is as long-term car hire.
The contract is for a fixed term, which can be for a period of 12 months to 48 […]


Tips for Buying Mutual Funds

The most important thing you will need to decide before purchasing shares in a mutual fund is, of course, how much you wish to invest. Now, if you’re just getting started in investing, you may not have a lot to invest. If this is the case, you may need to invest all of […]


Relying On Free Travel Insurance Could Leave You Stranded

Consumers often rely on the travel insurance available as part of their credit card facility, medical aid cover or insurance policies, but this could leave travellers stranded in a foreign country without the funds to receive adequate assistance or medical treatment.
Relying on the free travel insurance available as part of your credit card facility, […]