i am a 22yr old male and got a bmw car in january through a finance company, i pay them back £60 per week and the insurance is £180 a month. seriously need to get rid of it as its costing me an absolute fortune!!!

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A legal office has sent me a letter regarding account delinquency from a creditor. Obviously, I know I must pay it, but I don’t have the whole amount. Can I send them a partial payment? And then make payments? If I call them, do you think they will be willing to negotiate a payment plan? Or will I need to secure financing on my own from a bank or credit union and pay in full? Help! I dont know what to do.

is there any website where i can find cases and discussions to it ….
or is there any other study material …
please let me know

You want to go to college.(Finish actually, you have some college.
You had an injury so you’re on sickness pay to cover daily expenses, you owe way more on your car than it’s worth, and it doesn’t drive on the freeway due to the transmission, you have bad credit-someone signed student loan docs in your name several years ago which are in default and therefore you can’t get financial aid or student loans due to federal student loan default. The bank did offer to help with student loans, only they denied the loans due to the credit.
What in this situation would you do to be able to:
a.) Travel (have a car to go places such as school etc, possibly work)
b.) Go to college
c.) own a home, or some type of place.
d.) Oneday start a buisiness(restaurant)
e.) Work, w/out sickness pay stopping too abruptly
Just curious to hear everyone’s own opinion and what they would do in this "Real life chose your own adventure" that I have presented for you. I wonder where I got the idea for it? :(
Thanks
Go for it :)

A previous question helped me to decide to form an LLC to invest in real estate. Now that I’m doing that, how do I get 100% financing through traditional lenders? I want to buy at least one new 4-12 unit building each year for the next 10 years. I’d like to form a seperate LLC for each property so I’ll have to learn how to use the equity owned by one llc to get the next.