I was offered credit from both companies and they used different banks for financing. Upon some research I found out they are the same company just two different branches. So I was curious why they would use separate banks for financing. Fingerhut using Meta Bank And Gettington using Web Bank.

I am purchasing a home for the first time in Charlotte, NC. The lenders I have talked to are Banks and StateFarm Mortgage (Bank?). SF gave me the best rate 4.125% while others were around 4.25%. But then one Bank told me to go with the NC Housing Finance Agency as they provide a rate of 3.25% right now. I am wondering if there is a catch in going with NC Finance agency?

Any help would be appreciated.

http://www.nchfa.com/

thte banks in the dominican Republic want over 40% down of the value of the property. i wonder if i could find a bank that would finance the loan here in the united states

I really need a new used car in the price range of 8 to 10 thousand dollars. The two credit scores I know of are 614 and 640 not sure of the third one, My problem is this I don’t have a lot of credit so I guess that would be considered slow credit or no credit. I also work for a temp service but have been with them for over two years. I don’t want to have many more inquires put on my credit report for financing. I am not sure what loan amount I will be able to get any ideas? Also if anyone has had a customer or a personal experience where they were in my shoes what banks did you go with that made a good offer.

Since I’m not getting financing, my lender isn’t arranging an appraisal (since I don’t have a lender). So how do I pick a reputable appraiser?
I have a mortgage contingency in the contract. I need to have an appraisal to protect myself and my investment. That is why banks do it, to protect themselves. I am doing the same.

I was wondering if lenders will do a 100% financing on a 1st time home purchase if it is a short sale. I would think that considering most short sales usually are priced so low below market value the bank would refuse to finance and would require full purchase price in cash. but I’m not very knowledgeable on the subject so can anyone accurately answer my question please?
okay thank you for correcting me acermill, like i said i am not very knowledgeable on the subject hence my asking this question on here; however you still did not answer my initial question.which was: will banks do 100% financing on short sales or not?
i did some research on the subject myself and found out that shorts are in fact priced below market value because the majority of the time short sales are priced at a much lower price than the actual remaining balance that the current borrower owes the lender. which is why the lender that currently owns the property will almost never accept offers made on short sales.