I have liability on my New Jeep Wrangler but have not had full coverage insurance for about a year now. Capital One Auto Finance did send me a letter of stating they had records showing I did not full coverage. They urged me to have get the insurance required but I just could not afford it. My friend told me that if I didn’t get the insurance required, the finance company will add their own insurance to protect their investment, without telling me. He added that I would get the balance when I finish paying my Jeep. Is this true? And if it is, how can I know for sure?

Hi, I live in California, and I know bad credit stay in your record for 7 years. The question is when your bad credit is sold to another finance company then to another? Does this still stay in your record or can you dispute this?

Bought a FJ Cruiser April 2011 at CarMax, on the back of the DMV paper you sign for the window it says they have 6 months to obtain and send you the registration. CarMax is my finance company & I also insure the car in our names. I make my payments directly to them (CarMax) . I have had my plates ran by my local law enforcement and they tell me its still registered to someone else, CarMax admits to having trouble getting the registration and has paid for the next years tags and reimbursed me for the personal plates I have NOT been able to pick up due to the transfer not being complete yet. Now my question is, AM I LEGALLY RESPONSIBLE FOR THIS CAR OR DO YOU THINK I COULD RETURN IT??? it is NOT in my name OTHER THAN THE BUYERS CONTRACT I SIGNED WITH CARMAX??

In this situation, what to do?
The auto dealer sold a car that was a lemon, they tricked someone into signing for a loan that was way too much for the car. It is valued at about 1/10 of the loan value, The car exploded one day while driving and the finance company did harassing phone calls to make the person fix the car, when the person just asked if they could not pay for repairs and just use their repair money to pay off the balance of the car instead and get a new car.
Then the finance company lied and said, just to be nice we will send the auto repair shop a check on the house to completely cover the cost of the repairs and totally have the wreck looking 100% new and shiny, then this turned out to be a complete lie.
So the fact that the person’s car blew up left them unable to drive to work/school so now they are so broke they are declaring bankruptcy, so how can they make sure the finance company knows this, so they will stop threatening to serve the person, have them arrested etc….This is all over a car that has not driven the whole time the person has had it because it blew up. They have paid off about 2/3rds of the loan.
If the finance company is threatening to arrest you, but your going to declare bankruptcy what to do? Would this be a better route to go than to take them to court ?
Also the person who signed the loan was ill at the time and unable to make decisions and developmentally disabled.
This is in the state of California

I need a company that will look at my credit score and still say yes and company that won’t need me to increase my down payment but if I’m lucky a company that will look at my credit score and finance me with no down payment.

Anyone know a real and good auto finance company?

I have not signed a new contract with the finance company and now I’m being told they will report my payments to the three credit bureaus (good because it’ll show I’m paying on time but bad because it lowers my debt ratio). Is it still legal/binding?